InsureMyRide is authorised by AAI to provide the following financial services:
Authorised Services
Offer or arrange the issue of authorised insurance policies (listed below)
Provide general financial product advice
Authorised Insurance Policies
InsureMyRide branded motorbike insurance
The guys at InsureMyRide don’t get any commissions or benefits from AAI when helping you choose, or arranging any of these insurance policies. AAI will receive 100% of the premiums paid for the policy.
When replying to our questions, you’ll need to answer for yourself and anyone else who may benefit from this insurance. It’s important to answer these truthfully and accurately as they play a part in whether we insure you or pay a claim. As always, honesty’s the best policy (pardon the pun!).
Exclusions
This policy may not cover you in certain situations. To find out where (and when) we won’t come to the party, read the exclusions carefully to see what’s not covered.
Premiums at realistic prices
Premiums
We figure out your premium after taking a variety of factors into account. Things that can affect the cost of your premium are factors such as, where you live, or what sort of bike you ride. We know what makes a safe bet, and what makes… (well, you know the rest).
It’s simple, the less of a risk you are, the lower your premium.
Factor
May Reduce Premium
May Increase Premium
Postcode in which the bike is garaged
Lower risk postcode
Higher risk postcode
Age of the youngest rider
Older rider
Younger rider
Age of your bike
Older bike
Newer bike
Make/model of your bike
Smaller or less powerful bikes
Larger, faster, more powerful bikes
Market Value of your bike
Lower value
Higher Value
Frequency with which you use your bike
Weekend/ Infrequent use
Daily/frequent use
Finance on your bike
Finance secured by a lending institution
No Claim Bonus (based on number of years you ve been insured without making a claim)
Higher No Claim Bonus
Lower No Claim Bonus
Garaging
Bike parked in garage
Bike parked on the street
Your premium includes any compulsory government charges, taxes or levies in relation to your policy, eg. Stamp Duty, GST, Fire Services Levy or any other charge they can dream up. These amounts will be set out separately on any insurance certificate as part of the total premium payable.
