We call it Comprehensive Motorcycle Insurance cover because that’s exactly what it is. But we won’t charge you for stuff you don’t need and there’s a load of ways you can reduce your premium.
InsureMyRide Comprehensive Insurance - what you get:
We’ll replace your motorcycle and pay on-road costs - if it’s a write-off, less than a year old and you bought it new. Same deal if it gets pinched and it’s not found
Or we’ll pay you the Sum Insured if it’s a write-off. Again, same deal if it’s pinched and not recovered
Or if your motorcycle is damaged following an accident, we’ll pay the authorised cost of repairs or the sum insured of your bike.
You get a lifetime guarantee on repairs
Some accessories and modifications can be covered too
Your bike is covered while being ridden by others, although additional excesses may apply
You’re covered for up to $20 million for damage to someone else’s property if your bike does something destructive.
You can also choose to cover:
Your Riding Gear - helmet/s, leathers, boots etc. Available in units of $1000 up to a total of $5,000
Your valuables - sunnies, MP3, laptop and other stuff. Cover $1000 or $2000 worth
PLUS your gear or valuables are covered for damage or theft even if there is no claim on your bike!
Now, reduce your premium…
There are loads of ways to save with InsureMyRide.
These will start you off:
First up, we give you 25% off, simply for buying your policy online.
Next there’s NCB (no claim bonus) for up to 65% savings. If you have a Rating 1 it’s 65%, Rating 2 is 55%, Rating 3 is 45%, Rating 4 is 25% and 0% if you’re a newbie.
To reduce your premium even further, you can choose to increase the standard excess from $400, to $500, $750, $1000 or $1250.
Complete an approved advanced riding training course and your premium’s reduced by another 5%.
PLUS there are loads of other factors we take into account to save you even more:
The lower the value of your bike, the lower the premium
Postcodes have an effect too
Garage your bike every night and it’ll save you $$$
If you or your partner are over 50 and one of you not working full-time you might also like to have a look at car insurance offered by Apia.
If you are a motoring enthusiast and are looking for car insurance on your your pre 1970, classic, vintage or veteran car or motorbike, check out Shannons.
For under 25 year old drivers of high performance cars, imported cars or drivers with poor driving records, give Just Car Insurance a go.
For car insurance with minimum hassle, check out AAMI.
Bingle offers low cost, comprehensive car insurance online.
